Serving Rockland and Putnam Counties, NY
From experts with 40 years of experience.
No policy handy? Call or text 855-945-1900.
Rates depend on underwriting. Coverage depends on the policy terms.
Hover the house, the car, the umbrella, or the boat.Swipe the valley, or tap a coverage.
A standard New York homeowners policy is a package that typically includes property, liability, theft, and medical payments coverage.
Every New York vehicle must carry liability, no-fault, and uninsured motorists coverage.
A personal umbrella policy adds liability protection above your home, auto, or renters limits, typically $1 million or more, according to New York's Department of Financial Services.
John Lepore Agency helps boat owners in Rockland and Putnam Counties find coverage, whether you keep your boat on the Hudson River, on a local lake, or on a trailer.
One page from your current policy is all it takes. You won't fill out a long form, and you'll hear back from a person.
Take a photo of your declarations page, or upload the PDF. That one page shows your coverage, your limits, your deductibles, and your premium.
A person goes through what you have today, including each limit and deductible, and notes anything your policy leaves out, such as flood.
John or Allen calls, texts, or emails you with your rate and what would change. Rates depend on underwriting. Coverage depends on the policy terms.
It's the fastest way to a rate: one photo or PDF instead of a long form. John or Allen reads it and comes back to you.
It's usually the first page of your policy or renewal packet. You can also download it from your insurer's website or app.
Lay the page flat in good light with all four corners showing. A PDF or a screenshot works too.
Home, auto, and umbrella can go together. We sort them, and each policy gets its own review.
It's the summary page of your insurance policy, and it's usually the first page in the packet. Everything we need to give you a rate is on it.
Declarations
Sample for illustration
Your home and auto policies each have a liability limit, the most the policy pays if you're found responsible for someone else's injury or property damage. A personal umbrella policy sits above those limits and picks up where they stop.
An illustration using an example auto liability limit of $250,000, not a quote or a promise of coverage. Coverage depends on the policy terms.
Liability protection above your home, auto, or renters limits, typically $1 million or more, according to New York's Department of Financial Services. It usually also covers offenses such as libel, slander, false arrest, and invasion of privacy.
Insurers may require certain minimum liability limits on your primary policies before they'll write an umbrella. Change one limit and it can affect the others, so we look at all three as one picture.
Your policy goes to John and Allen. They read it, and one of them comes back to you.
John Lepore is a New York licensed agent, and the agency brings 40 years of experience to home, auto, and umbrella insurance. You get one phone number and two people you can ask for by name.
You never need to visit an office. Everything works by phone, text, and upload, and when your policy comes up for renewal, Renewal Watch can remind us to check your rate again.
Office112-30 Beach Channel Dr, Rockaway Park, NY 11694
We serve both counties from our office in Rockaway Park, by phone, text, and upload. Find your town below.
Home insurance in Rockland CountyCar insurance in Rockland County
Home insurance in Putnam CountyCar insurance in Putnam County
More in Insurance answers.
We focus on home, auto, and umbrella insurance. We also help with renters, condo, landlord, boat, motorcycle, flood, and business coverage.
Rockland and Putnam Counties in New York, from our office in Rockaway Park. You can do everything by phone, text, and upload.
Send a photo of your current policy through the Magic Box, or call or text 855-945-1900. John or Allen will review it and reach out with your rate. Rates depend on underwriting.
It's the summary page of your insurance policy, usually the first page. It lists who's insured, the policy period, your coverage limits, your deductibles, and your premium.
Call or text 855-945-1900. Tell us what you have, and we'll take it from there.
Liability above your home, auto, or renters limits, and usually offenses such as libel, slander, false arrest, and invasion of privacy.
No. Flood is excluded from standard homeowners policies, so it takes a separate policy.
Liability, no-fault, and uninsured motorists coverage. The minimum liability limits are $25,000 for injury to one person, $50,000 for two or more, and $10,000 for property damage.
No. You can do everything by phone, text, and upload.
Drop it in the box. John or Allen will take it from there.
